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Ideal Granny Flat

The name “granny flat” is said to have come from the fact that these structures would be used by families to provide a separate living space for their ageing or disabled parents, so that they could maintain some degree of independence while still remaining within the family property where they can have company, assistance or any help that they would need.

But more and more people are becoming creative with their use of the granny flat; others would use the space as a home office or a place to pursue hobbies, like making crafts or building things in a workshop. Still others fix up the place to so that they can rent it out to individuals or couples looking for an affordable place to live.

Granny flat designs, Sydney experts say, can vary greatly from place to place, depending on their intended purpose. Generally, a granny flat has to be smaller than the original house in the property; some of the minimum requirements include maintaining a property size of 450 square metres, and a maximum size of 60 square

Tips Find great Building Contractor

If you are struggling to find a good contractor, you can ask for recommendations. Contact friends and relatives who have recently purchased properties. This will surely help you to gather names of some reliable builders.

Your next step should be viewing work samples. Here, we would like to advise you not to opt for the first project of any builder. Always opt for companies or professionals who can show your samples. Looking at the past projects of the person or company you are looking to rely on will give you the confidence required for investing a big sum.

Don’t forget to check certificates and licenses that make a construction a legal construction. You can talk to your lawyer to know what kind of licenses and certificates a real estate contractor must possess. If the contractor fails to show you necessary documents, don’t think twice before discarding him.

Whatever might be the area of the property you are looking to purchase the builder should be able to offer you a fixed price quote. You may be looking to

First Time Homebuyers Tricks from Realtors

Finding the Home You Want

Once you have committed yourself to becoming a homeowner, you can expect the process to be a bit chaotic. More than likely, you’ll make a lot of offers and get a great many counter-offers in return. But don’t be intimidated or allow yourself to get frustrated. A professional can walk you through each and every step so that you’re not overwhelmed.

Financing

You will more than likely have a wide range of financing options, even if you don’t have the best credit. You may be able to find a loan backed by the federal government or get financing that doesn’t require the standard 20 percent down payment. In addition, the state you live in may provide special incentives for first-time buyers. Realtors can provide you with easy-to-understand information on all your options so you can feel confident while shopping around.

Making the Offer

Once you have honed in on the house that meets your needs, your real estate agent can help you decide how much you should offer, as well as

Finding Perfect Urban Condo

Do market research.

As previously noted, there are a plethora of high rise condos available across a wide gamut of price points. Once you figure out how much you want to spend, you can start investigating specific condos that fall within that range. By doing so, you can figure out where you’re going to get your best value.

You want to look at the obvious things like how much square footage you’ll get for your money with each condo, but there are other, less quantifiable metrics you should look at as well. For example, what is the pool like? Are there private tennis or racquetball courts? Is there a fitness center, and is it substantial enough to preclude the need for a regular gym membership?

Finally, HOA dues are a huge consideration. Two condos could have the same price point, but if one’s HOA is $150 per month more expensive than the other’s, you won’t actually end up paying an equal price.

Clearly, all this information can be difficult to analyze and digest on your own, which leads to this final tip.

Work with a qualified real estate agent.

In a hot,

Homes for Sale and the Challenge

Just as you didn’t land your dream job by leaving it to chance, you shouldn’t make a career move into or out of homes for sale without thorough research and planning.

For example, consider the neighborhoods you wish to target. Apart from the regular considerations of safety and availability of good schools, think about proximity to your new workplace. Specifically, if you’re moving to or a city of comparable size, you can settle almost anywhere without being burdened by a lengthy commute.

Conversely, the right choice of locations in a large metropolitan area can make the difference between a short drive to the office and a long haul traversing two time zones. Taking a new position is stressful enough as it is, so why compound it with a trip that really puts the “hour” in rush hour?

Relocating for work, like the work itself, is a two-way street. Not only does it benefit you and your family in the form of more opportunity and perhaps better pay, but it also helps the company put the right person in the right position.

That explains why many businesses offer relocation assistance ranging from reimbursement for moving

Search For Rental Property

Choose the Location Wisely

The location of the property can determine the rental charges and the kind of neighborhood you will have. This makes it very important to choose your location. Before visiting the areas of interest, check with agents to find out if the area is within your budget range. Renting can be a bit expensive in major cities as compared to less popular cities. It is most advisable that you shortlist at least four areas or suburbs of interest so that you have a suitable choice by the end of making all comparisons. Consider the facilities and transport network too before renting.

Search for Your Ideal Property

When you have targeted areas you wish to rent in, your next step should be to start with the search. Luckily, there are property websites where you can begin your property search from. The best thing about search sites is that they will have comprehensive property listings for you to go through and compare to make a choice. Most have detailed information about the properties, hence making it very easy for you to decide and remain within your budget range. When renting, for instance, you will

Investing In Real Estate versus Stock

Real Estate

The Benefits

1. Middle-Class Friendly

Real estate includes houses, apartments, hospitals, and other tangible things that middle-income and even lower- income groups are familiar with. This is in stark contrast to stocks, as the general population knows minimal about the latter. Hence, they prefer investing in property over stocks.

2. Safer Investment

Compared to stocks, which have a higher risk factor involved, property investments are relatively safer. While both real estate markets and stock markets are quite turbulent, the former has a bigger safety net. The reason being that with property investments, not much is left to chance.

The Drawbacks

1. More Research Involved

Stock investments are pretty straight forward and don’t require excessive research on the investor’s part. However, real estate investments involve a lot of hard work. From deciding on the property type to finalising on the mode of payment, there are a lot of tough calls to make.

2. Eligible For Tax Payment

Property investments are eligible for tax payments, which is not the case with stock investments. So, unless you rent out your property, you will stand to lose due to tax

Stay Away From Real Estate Fraud

a) Foreclosure Fraud

Cash-strapped property owners that can’t afford to meet mortgage payments sometimes get taken for a ride. Deceitful people make an offer to pay the loan on the owner’s behalf, as if to help them out of the situation, but then leave without fulfilling the promises. The trickery usually requires immediate payment for the trickster’s services and an agreement to transfer the property title to him or her. Once this is done, the trickster flees, while you are left behind with piling amounts of debt and no property. This type of fraud is called foreclosure fraud.

b) Home-Equity Fraud

Watch out for those people who are eyeing your house equity. If you rely on your house equity to borrow money, you have to constantly be on the lookout for unscrupulous lenders so you can stay away from them.

When it comes to leveraging properties, there are huge risks involved. The risks must be carefully explained by your lender. Those who want to make extra bucks will embellish their application such that the income, down payment, and property assessment values are exaggerated, ultimately helping themselves to a huge loan amount.

Be Wary

Moving in the Winter

Clear the Snow

Slipping on snow and ice can turn a simple move into a disaster. Before you even start, make sure all walkways at both old and new homes are clear; ice or sand if necessary. Keep shovels, salt and sand on-hand.

Parking Considerations

Whether you’re using a moving company or getting help from a gang of friends, be sure there’s adequate parking for the moving truck at both locations. Parking at urban condos can be particularly, and this could mean a bit of negotiating with new neighbors or the landlord if space is tight.

Protect Your Floors

Winter’s snow, ice and salt are notorious for dirtying up or even scratching some kinds of flooring. Protect floors and carpets with big pieces of cardboard or plastic sheeting for the big day. You can use duct tape if the floors can withstand it, and small tacks work well on carpeted areas.

Have a Plan B

With the constant threat of winter storms, there’s always a chance that your move will have to be rescheduled. If you’re using a moving company, call and see what their storm policy is, as some may

Right Industrial Premises

Often when people are looking for industrial premises they will make the mistake of going too big too quickly. While some properties obviously look better than others, they will also come with a bigger price tag which could well put them out of your reach. If you sign a lease on a property like this and your company doesn’t grow rapidly enough to fill it, you will find that you might not be taking enough money to pay your rent, and therefore your whole business could collapse as a result.

If you’re looking for industrial premises such as office space, consider no further forward than your next year. There’s no point planning for the long term if it means paying for space you can’t use and probably can’t afford either. Hot desking is a great solution for smaller and growing companies as it means you’re able to rent industrial premises on a per person basis. This means that your office space can grow with you without the hassle of having to find new property whenever you need to take on new members of staff and grow departments.

Once your growth has stabilised, and you have reached

Tricked in Real Estate Investing

Let’s face it – real estate investing on the whole is not the easiest thing in the world. And it can really be downright intricate and difficult at times and there are many ways that people can get tricked into making an investment that maybe they shouldn’t make.

So how can we make sure that we don’t make stupid real estate investments? How can we make sure that we aren’t the ones being tricked into making an investment that is stupid and unprofitable? Actually it’s easier than you may think and that’s what I’m going to talk about in this article today.

So here are some things that should send up a warning flag in your mind. If you see these things then you should definitely investigate further and potentially walk away. Of course not all of these things will mean that somebody is trying to trick you, it may just be a bad investment… either way you should spend some time to get to the bottom of it before you make any sort of decision.

The first thing to look at is low operating expenses. Sometimes sellers operate buildings themselves to get out of